New Jersey, often referred to as the “Garden State,” is known for its beautiful landscapes, rich history, and diverse communities. While it may not have the reputation of being one of the cheapest states to live in, there are several areas that offer affordable housing options while still providing access to the vibrant lifestyle that New Jersey offers. In this article, we’ll explore the most affordable places to live in New Jersey, so you can find the perfect home that fits both your budget and lifestyle.
1. Camden
Camden, located just across the river from Philadelphia, is often recognized as one of the most affordable places to live in New Jersey. Known for its historic sites and proximity to big cities, Camden offers a great combination of affordability and convenience.
Housing Costs
The median home price in Camden is significantly lower than many other New Jersey towns. Whether you’re looking for a single-family home or an apartment, you can find much better deals here compared to neighboring cities like Philadelphia or Trenton.
Things to Do
While Camden may be known for its affordability, it also boasts some of New Jersey’s top attractions. The Camden Waterfront is home to the Adventure Aquarium, the USS New Jersey Battleship Museum, and beautiful riverfront parks perfect for outdoor enthusiasts. With affordable living and plenty to do, Camden remains a top contender for anyone looking for an affordable lifestyle with access to the city. Camden Waterfront Attractions
2. Trenton
As the capital of New Jersey, Trenton offers residents a central location and reasonable living costs, making it one of the most affordable places to live in New Jersey. Though it has its challenges, Trenton is full of charm, with many historic buildings and a sense of community.
Housing Costs
Trenton is known for its low property prices, especially when compared to more urbanized areas like Newark or Hoboken. Homes in Trenton can be significantly more affordable, making it an attractive choice for first-time homebuyers.
Things to Do
Trenton’s historical significance is evident in its many landmarks, such as the New Jersey State House and the Old Barracks Museum. The city’s central location also makes it easy to visit other parts of New Jersey or take a quick trip into Philadelphia. Visit Trenton
3. Asbury Park
For those seeking a more coastal lifestyle, Asbury Park offers affordable living options along New Jersey’s famous shore. While the beach towns of New Jersey can often be expensive, Asbury Park has maintained its charm as a laid-back, artsy, and affordable option for people looking for an oceanfront community.
Housing Costs
Asbury Park has undergone significant gentrification over the past decade, but it remains one of the more affordable beach towns in New Jersey. The cost of living in Asbury Park is relatively low compared to other coastal cities like Long Branch or Belmar.
Things to Do
Asbury Park is known for its eclectic boardwalk, live music scene, and artistic vibe. The town is home to the famous Stone Pony, a historic venue where Bruce Springsteen once performed. With affordable housing options and an abundance of things to do, it’s easy to see why Asbury Park is a great choice for those looking for a beachy lifestyle without breaking the bank. Asbury Park Beaches
4. Burlington City
Located along the Delaware River, Burlington City offers residents a picturesque, small-town feel with easy access to Philadelphia. This historic town is quickly becoming a popular destination for those seeking an affordable yet charming place to live in New Jersey.
Housing Costs
Homes in Burlington City are reasonably priced, with options that fit a variety of budgets. The city’s proximity to major highways and train lines makes it a convenient and affordable choice for commuters working in Philadelphia.
Things to Do
Burlington is rich in history, with the Burlington County Historical Society and a charming downtown area filled with boutique shops and local eateries. Its scenic riverside views and community events make it a great place to call home. Burlington City Information
5. East Orange
East Orange offers residents a great mix of affordability, convenience, and proximity to major metropolitan areas. Situated just 12 miles from Manhattan, East Orange is an excellent option for those who want access to New York City without the sky-high housing costs.
Housing Costs
East Orange offers a variety of affordable housing options, including multifamily homes, condos, and single-family houses. The median home price here is well below the state average, making it an attractive option for those who need to live close to New York but want to save on living expenses.
Things to Do
East Orange is home to a range of cultural amenities, including local parks, museums, and theaters. The city’s excellent transportation links to New York City make it easy for residents to enjoy everything the big city has to offer while still benefiting from affordable living. East Orange City Information
6. Freehold Borough
Located in central New Jersey, Freehold Borough offers a suburban feel with close proximity to both the beach and New York City. Known for its charming downtown area, Freehold is ideal for those who want to live in a smaller community without sacrificing convenience.
Housing Costs
Freehold has relatively affordable housing options, particularly when compared to towns closer to the coast or New York City. The town is known for its well-maintained homes and peaceful neighborhoods, making it a great choice for families.
Things to Do
Freehold is a charming town with a rich history, best known for being the hometown of Bruce Springsteen. Its downtown area is lined with quaint shops, restaurants, and cafes, while nearby parks and recreational areas provide ample outdoor activities. Explore Freehold
7. Millville
Millville, located in southern New Jersey, is known for its small-town charm, affordable living, and access to the nearby Delaware Bay. If you’re looking for a more rural setting with a lower cost of living, Millville is an excellent option.
Housing Costs
Millville offers some of the most affordable homes in New Jersey, with median home prices far below the state average. Whether you’re looking for a townhouse, a ranch-style home, or an apartment, Millville has affordable options to suit all budgets.
Things to Do
Millville is home to the Wheaton Arts and Cultural Center, which hosts a variety of art exhibitions and festivals throughout the year. The town also has access to the beautiful outdoor spaces of southern New Jersey, including wildlife areas and parks. Wheaton Arts and Cultural Center
Frequently Asked Questions (FAQ)
Q: What is the cheapest town to live in New Jersey?
A: Camden and Trenton are two of the most affordable cities to live in New Jersey, with relatively low housing costs compared to other areas in the state.
Q: Are there affordable places to live near the beach in New Jersey?
A: Yes! Asbury Park is one of the most affordable beach towns in New Jersey, offering a lively arts scene and access to beautiful beaches without the high price tag of towns like Hoboken or Long Branch.
Q: How much does it cost to buy a house in New Jersey?
A: The median home price in New Jersey is approximately $450,000, but there are many areas, such as Camden and Millville, where homes can be found for significantly lower prices.
Q: What are the best cities in New Jersey for first-time homebuyers?
A: Cities like Trenton, Camden, and East Orange are great for first-time homebuyers due to their affordability and proximity to larger cities like Philadelphia and New York.
Q: How can I find affordable housing in New Jersey?
A: Researching local listings, working with a real estate agent, and considering smaller towns or suburban areas can help you find affordable housing in New Jersey. Websites like Zillow and Realtor.com offer extensive listings.
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